|
Feature |
Debt Free Living |
Mortgages |
Credit Counselors |
|
Possible
payment reduction |
● |
● |
● (only on
unsecured debt) |
|
Improves credit
scores |
● |
|
|
|
Weakens credit
scores |
|
|
● |
|
Provides
Education |
● |
|
● |
|
Includes
budgeting program |
● |
|
|
|
True debt
consolidation |
● |
● |
|
|
Improved tax
deductions |
● |
● |
|
|
Possible
Improved Interest Rates |
● |
● |
● (only on
unsecured debt) |
|
Wholesale
Interest Rates on Mortgage |
● |
|
|
|
Customer
retention (after 1 year) |
90% |
Not Applicable |
20% |
|
Monthly bill
pay |
● |
|
● (only on
unsecured debt) |
|
Eliminates
secured debt |
● |
|
|
|
Eliminates
non-secured debt |
● |
|
● |
|
Offers payment
acceleration techniques |
● |
|
|
|
Cash flow
tracking |
● |
|
|
